Private & Confidential
A private technology
firm, ready to scale.
Cognito Technology sits at the intersection of technology services, home automation and the UHNW private client space, a position few firms occupy, and fewer still occupy well.
A unique position, poised to scale
Cognito Technology has built a quiet reputation among high-net-worth households and family offices as a trusted, technically fluent partner. That combination of technical breadth, depth and discretion is difficult to replicate, and it is the foundation on which the business is now positioned to grow. This proposal sets out our current financial position, the terms on which we are inviting investment, and the growth plan that investment will fund.
Three years of consistent growth
Turnover has grown steadily year on year. Margins have narrowed slightly as we've invested in delivery capacity ahead of client growth, a deliberate trade-off to enable consistent service delivery standards.
| Period | Turnover | Gross Profit | Margin |
|---|---|---|---|
| Year End 2024 | £24,448.49 | £15,176.00 | 62% |
| Year End 2025 | £60,543.26 | £31,719.69 | 52.4% |
| Year To Date 2026 | £80,530.43 | £39,903.22 | 49.55% |
Active clients
How we've valued the business
The valuation is built on projected Year End 2026 turnover, applying the 3.5x multiple standard for service businesses of this kind.
The offer
To make this opportunity appealing, we are offering the following stakes at a preferential rate to the headline valuation.
Scaling slowly and sustainably
The full £80,000 raise will be used to scale the business conservatively, for sustainable growth. Cognito is currently a two-person operation, so the strategy is straightforward: expand the client base and the team concurrently, in step with one another. A detailed breakdown is available on request.
| Year | Individual | Family Office | Special Projects | Total Revenue |
|---|---|---|---|---|
| Year 1 (2026/27) | 21 | 3 | 1 | £282,600 |
| Year 2 (2027/28) | 33 | 4 | 1 | £756,000 |
| Year 3 (2028/29) | 57 | 6 | 2 | £1,292,400 |
Year 3 investment return & stimulus payment
At the end of Year 3, we aim to commence payments to shareholders from the available pool: 50% of cash held in the bank. We are also offering a stimulus payment that matches each shareholder's initial return.
Total Year 3 return on a £20,000 investment:
Where the business is headed
Healthy growth continues beyond Year 3. By Year End 2030, projected turnover supports a company valuation of £10,177,650, and an exit opportunity for shareholders.
| Year | Total Revenue |
|---|---|
| Year 4 (2029/30) | £1,938,600 |
| Year 5 (2030/31) | £2,907,900 |
Exit return at Year 5 (excludes dividend payments):
Let's talk
We're happy to walk through the figures above in more detail, and to share the full financial forecasts spreadsheet on request. Please get in touch to discuss this opportunity further.